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6 'Dream Home' Hopes That Are Completely Delusional Many home buyers start out starry-eyed when they first embark on shopping for a house, with visions of a big backyard, a home office, a cute coffee shop down the block-and much, much more. The problem? If budgets are tight (as they usually are), then all too soon, those dreams collide hard with reality.

ALL ABOUT TITLE INSURANCE Most people who have car, home and health insurance have probably made claims and wouldn't consider being without it.  However, it might be difficult to find a homeowner who has made a claim on their title insurance which could lead a person to think that it may not be necessary. Title insurance covers the largest investment most people have and if there was a loss, it could be devastating.  Title insurance indemnifies the policy holder from financial loss sustained from defects in the title to the property.  The policy holder is determined by their interest in the property. An owner's title policy protects the owner of the property from title issues that may arise other than the mortgages that are being placed on the property at the time of purchase.  The title of the property goes back in time to check that clear title (no unsatisfied liens or levies and poses no question to legal ownership) was passed from owner to owner up t...

SEVEN REASONS TO BUY A HOME Some people don't need a reason to buy a home, they just want it.  That can be enough justification by itself.  Other people need some solid logic before they're ready to make the commitment.  The following reasons might help you to make a decision. PRIDE OF OWNERSHIP ...among the most popular reasons given by homebuyers is that they want a place they can call their own and decorate and improve it the way they want.  It is a place to feel safe and secure and a place for their family.  They can share it with their friends and enjoy living in it. ( https://snip.ly/5ie06d ) GOOD INVESTMENT ...Homeowners have a 80 times greater net worth than renters.  By investing in a home that appreciates over time, it contributes to an increasing equity.  The high loan to value mortgages that are available combined with the low mortgage rates also contribute to the investment through leverage which has been described as "using other...